president hoover mister chief justice, my friends: this is a day of national consecration, and i am certain that on this day my fellow americans expect that on my induction in the presidency i will addre them with a candor and a decision which the present situation of our people impeis.this is preeminently the time to speak the truth, the whole truth, frankly and boldly nor need we shrink from honestly facing the conditions facing our country today this great nation will endure as it has endured, will revive and will prosper so first of all, let me expre my firm belief that the only thing we have to fear is fear itself - namele, unreasoning, un justified terror, which paralyzes needed efforts to convert retreat into advance.in every dark hour of our national life, a leadership of frankne and vigor has met with that understanding and support of the people themselves, which is eential to victory and i am convinced that you will again give that support to leadership in these critical days.in such a spirit on my part and on yours, we face our common difficulties.they concern, thank god, only material things.values have shrunken to fantastic levels; taxes have risen, our ability to pay has fallen, government of all kinds is faced by serious curtaiiment of income, the means of exchange are frozen in the currents of trade; the withered leaves of industrial enterprise lie on every side, farmers find no markets for their produce, and the savings of many years and thousands of families are gone.more important, a host of unemployed citizens face the grim problem of existence, and an equal and great number toil with little return.only a foolish optimist can deny the dark realities of the moment.and yet, our distre comes from no failure of substance, we are stricken by no plague of locusts.compared with the perils which our forefathers conquered, because they believed and were not afraid, we have so much to be thankful for nature surrounds us with her bounty and human, efforts have multiplied it.plenty is at our doorstep, but a generous use of it languishes in the very sight of the supply primarily this is because the rulers of the exchange of mankind’s goods have failed, through their own stubbornne and their own incompetence, have admitted their failure and have abdicated.practices of the unscrupulous money changers stand indicted in the court of public opinion, rejected by the hearts and minds of men.true, they have tried, but their efforts have been cast in the patten of an outworn tradition.faced by a failure of credit, they have proposed only the lending of more money stripped of the lure of profit by which they induce our people to follow their false leadership, they have resorted to exhortation, pleading tearfully for restored confidence.they only know the rules of a generation of self seekers.they have no vision, and when there is no vision, the people perish.yes, the money changers have fled from their high seats in the temple of our civiiization.we may now restore that temp1e to the ancient truths.a measure of that restoration lies in the extent to which we apply social value, more noble than mere monetary profits.happine lies not in the mere poeion of money it lies in the joy of achievement, in the thrill of creative efforts, the joy and moral stimulation of work no longer must be forgotten in the mad chase of evanescent profits.these dark days, my friends, will be worth all they cost us, if they teach us that our true destiny is not to be ministered on to, but to minister to ourselves, to our fellow men.recognition of the falsity of material wealth as the standard of succe goes hand in hand with the abandonment of a false belief that public office and high political position are to be valued only by the standards of pride of place and personal profits, and there must be an end to our conduct in banking and in busine, which too of ten has given to a sacred trust the likene of callous and selfish wrong-doing.small wonder that confidence languishes, for it thrives only on honesty on honon on the sacredne of our obligation, on faithful protection and on unselfish performance.without them it cannot live.
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