湖北省：120分，40行政能力测试25经济15法律20英语20材料作文。具体没有围绕什么主题，考察的还是综合能力。
2010建行青岛柜员笔经（回忆原题含英语专业课时政） 2010年5月15日 20:45 俩小时100道题。
英语三篇阅读，比较简单，生词很少，但不是09年的考研真题，不是09年的四六级真题，也不是建行以前考过的。好歹我考前还特意看了一下近几年的考题，投机取巧的只看答案，都没用上。三篇阅读附在文后。
行测不难。数列什么的基本都能退出来，有三级等差数列什么的。这里没什么好说的，复习公务员的做起来都不会有大问题。有考到
1、义和团运动，甲午战争，马关条约，辛丑条约 排序
2、温家宝讲话中引用屈原的某某诗句，说明了什么什么。公务员考试中有复习到温家宝引用诗句说明什么问题的。
3、世界上语言濒危，以下那点反驳上述观点（现在的有些语言已经得到保护）。公务员原题
4、图形推理。我一个都没推出来。咱也是复习过公务员的人啊„„反正那三个推理不是线段数不是封闭区域数。记得有这么个题：合，行，横，鸿，？。答案应该是“虎”因为汉语拼音都是以h开头的。
好了，下面是大家很关心的专业题，也是我一直念念不忘的那些题
1、MCx/MCy代表了什么（边际替代率）
2、cpi除以处于什么状态是严重通货膨胀？>5%
3、下面这幅图是（A，j曲线。B，BP曲线。C，LD曲线。D，菲利普斯曲线）大家把这四个曲线复习一下。
A.一国货币贬值或升值时，该国贸易收支及经常帐户收支状况一般并不能立即改善或恶化，往往要经过一段时间。由于这种经常帐户收支变动的轨迹成英文字母J的形状，所以被称为J曲线。商务印书馆《英汉证券投资词典》 解释：J曲线 英语为：J-curve。描述两个相关经济指标的曲线，形状有如英语字母J，表示先下跌然后上升。如为了消灭贸易赤字，某国降低本国汇率。在汇率调整初期，贸易赤字会继续加大，贸易曲线继续向下运行；随着汇率发挥的作用，曲线会掉头向上，逐渐消灭逆差。
B.其他参数变量固定的前提下，以利率为纵坐标，国民收入为横坐标，国际收支均衡函数的几何图形表示为国际收支均衡的曲线。balance of payments，那么BP曲线中的B和P就分别代表balance 和payments。
（1）对于BP曲线上任何一点均代表国际收支平衡；而在BP曲线之下或之上的区域内任何一点，与BP曲线上的均衡点相比，则表示国际收支处于逆差或顺差状态。
（2）在通常情况下，BP曲线向上倾斜, 即斜率为正，这代表利率与实际国民收入同方向变动。
D.表明失业与通货膨胀存在一种交替关系的曲线，通货膨胀率高时，失业率低；通货膨胀率低时，失业率高。菲利普斯曲线是用来表示失业与通货膨胀之间交替关系的曲线，由新西兰经济学家W·菲利普斯于1958年在《1861－1957年英国失业和货币工资变动率之间的关系》一文中最先提出。此后，经济学家对此进行了大量的理论解释，尤其是萨缪尔森和索洛将原来表示失业率与货币工资率之间交替关系的菲利普斯曲线发展成为用来表示失业率与通货膨胀率之间交替关系的曲线。
图中，横轴U代表失业率，纵轴G代表通货膨胀率，向右下方倾斜的PC即为菲利普斯曲线。这条曲线表明，当失业率高（d）时通货膨胀率就低（b），当失业率低（c）时通货膨胀率就高（a）。
4、经济繁荣周期，下图所示的经济繁荣周期，哪点是繁荣期？
5、传统商业银行的风险不包括下面哪个？（传统商业银行的风险有操作市场信用风险）
6、2010年1月中央银行上调的是（存款准备金）
7、现代经济学之父是（亚当斯密）
8、商业银行法规定商业银行的注册资本为（1亿人民币）
9、期货中的保证金比例为多少（是不是5-10%？？）
10、下列哪个是资本市场? 我国具有典型代表意义的资本市场包括四部分：
（1）国债市场。这里所说的国债市场是指期限在一年以上、以国家信用为保证的国库券、国家重点建设债券、财政债券、基本建设债券、保值公债、特种国债的发行与交易市场。
（2）股票市场。包括股票的发行市场和股票交易市场。
（3）企业中长期债券市场。
（4）中长期放款市场，该市场的资金供应者主要是不动产银行、动产银行；其资金投向主要是工商企业固定资产更新、扩建和新建；资金借贷一般都需要以固定资产、土地、建筑物等作为担保品。
资本市场的交易对象:股票、债券和证券投资基金
英文: capital market 亦称“长期金融市场”、“长期资金市场”。期限在一年以上各种资金借贷和证券交易的场所。资本市场上的交易对象是一年以上的长期证券。
11、2010博鳌论坛主题 绿色复苏:亚洲可持续发展的现实选择
12、谈及泰国的新闻，泰国总理（阿披实）。应该是阿披实吧。可是我复习公务员的时候还是他信呢然后这个选项就选了他信
13、基尼系数“警戒线”0.4
14、结算业务属银行的（中间业务）
15、银行个客户办事收取客户手续费是什么业务？应该也是中间业务
一、支付结算类中间业务
支付结算类业务是指由商业银行为客户办理因债权债务关系引起的与货币支付、资金划拨有关的收费业务。
（一）结算工具。结算业务借助的主要结算工具包括银行汇票、商业汇票、银行本票和支票。
1.银行汇票是出票银行签发的、由其在见票时按照实际结算金额无条件支付给收款人或者持票人的票据。
2.商业汇票是出票人签发的、委托付款人在指定日期无条件支付确定的金额给收款人或持票人的票据。商业汇票分银行承兑汇票和商业承兑汇票。
3.银行本票是银行签发的、承诺自己在见票时无条件支付确定的金额给收款人或者持票人的票据。
4.支票是出票人签发的、委托办理支票存款业务的银行在见票时无条件支付确定的金额给收款人或持票人的票据。
（二）结算方式，主要包括同城结算方式和异地结算方式。
1.汇款业务，是由付款人委托银行将款项汇给外地某收款人的一种结算业务。汇款结算分为电汇、信汇和票汇三种形式。
2.托收业务，是指债权人或售货人为向外地债务人或购货人收取款项而向其开出汇票，并委托银行代为收取的一种结算方式。
3.信用证业务，是由银行根据申请人的要求和指示，向收益人开立的载有一定金额，在一定期限内凭规定的单据在指定地点付款的书面保证文件。
（三）其他支付结算业务，包括利用现代支付系统实现的资金划拨、清算，利用银行内外部网络实现的转账等业务。
二、银行卡业务
三、代理类中间业务
代理类中间业务指商业银行接受客户委托、代为办理客户指定的经济事务、提供金融服务并收取一定费用的业务，包括代理政策性银行业务、代理中国人民银行业务、代理商业银行业务、代收代付业务、代理证券业务、代理保险业务、代理其他银行银行卡收单业务等。
四、担保及承诺类中间业务
担保类中间业务指商业银行为客户债务清偿能力提供担保，承担客户违约风险的业务。主要包括银行承兑汇票、备用信用证、各类保函等。
五、交易类中间业务
交易类中间业务指商业银行为满足客户保值或自身风险管理等方面的需要，利用各种金融工具进行的资金交易活动，主要包括金融衍生业务。
六、投资银行业务
投资银行业务主要包括证券发行、承销、交易、企业重组、兼并与收购、投资分析、风险投资、项目融资等业务。
七、基金托管业务
基金托管业务是指有托管资格的商业银行接受基金管理公司委托，安全保管所托管的基金的全部资产，为所托管的基金办理基金资金清算款项划拨、会计核算、基金估值、监督管理人投资运作。包括封闭式证券投资基金托管业务、开放式证券投资基金托管业务和其他基金的托管业务。
八、咨询顾问类业务
咨询顾问类业务指商业银行依靠自身在信息、人才、信誉等方面的优势，收集和整理有关信息，并通过对这些信息以及银行和客户资金运动的记录和分析，并形成系统的资料和方案，提供给客户，以满足其业务经营管理或发展的需要的服务活动。
16、今年我国旱情波及哪几个省 15 云南、贵州、四川、西藏、青海等15省区
17、TCP/IP是什么（传输控制协议/因特网互联协议，又叫网络通讯协议）
18、windows2000下按那个键可出来搜索的窗口？ctrl+f,shift+f,ctrl+shift+f，alt+f.我在计算机上试了半天，怎么都不行啊„„
19、全选的快捷键，这个选项比较简单，找到带a（ALL)的那个就行了，不像上面那个题，全是find 20、EXCEL中按哪个键可以到下一行（ENTER） 我没记错题吧？是下一行还是下一个空格？
21、没有会计计算的题，只出了这一个：土地价格=什么什么/利率，某年价格为4000，什么什么为20，过了一阵子，利率不变，什么什么变为30，则价格为？不是6000么？这么简单，还是有陷阱我不知道？
22、我国现已规定二套房贷贷款首付款比例不得低于（40%），贷款利率不得低于中国人民银行公布的同期同档次基准利率的（1.1倍）。
23、某人在学校期间编写了一套软件，则受保护时间为（ ）不知道„„我选的是字公布之日起25年，也可能是50年„„这个都查不到网上„„
24、小李面试时谎称自己精通法语，公司因为要与法国某公司开展业务就与其签订合同。结果小李法语并不熟练，给公司带来很大损失。公司要与其解约，有权吗？
这种题也查不到答案啊，有没知道的，说下„„
25、通货膨胀有多种方式，不包括下面哪种？（通胀分为：需求拉动通胀 ·成本推动通胀 ——今称“供给震荡型通货膨胀”·固有型通货膨胀）答案选什么啊？好像就是这四个选项„„
26、还有个公司什么的，选项中有杠杆租赁之类的，我因为刚看过09财管真题就选了这个，不过好像不是原题„„
27、甲为一有限责任公司的小股东，不参与公司经营管理。根据公司法的规定，下列文件中，甲有权查阅和复制的有()。
A。股东会会议记录 B。财务会计报告C。公司会计账簿D。公司章程【答案】ABD 这是09经济法原题，不过考试的不是这个题，考试问的公司不需要什么什么的是，我就选的会计账簿了
28、今年的火山灰是哪个地方的（冰岛）
29、吉利收购沃尔沃。沃尔沃是哪个旗下？（通用）
英语以前的阅读经验还是很重要的，比如每篇阅读理解的五个题，必有四个是abcd，剩下那个是其中一个选项。用这种方法，我三篇都做对了~当然也因题而异，说不定这篇阅读理解就不是这样的规律呢。
Questions 36 to 40 are based on the following paage:
Psychiatrists (精神病专家) who work with older parents say that maturity can be an aet in child rearing - older parents are more thoughtful, use le physical discipline and spend more time with their children.But raising kids takes money and energy.Many older parents find themselves balancing their limited financial resources, declining energy and failing health against the growing demands of an active child.Dying and leaving young children is probably the older parents\' biggest, and often unspoken, fear.Having late-life children, says an economics profeor.often means parents, particularly fathers, \"end up retiring much later.\" For many, retirement becomes an unobtainable dream.
Henry Metcalf.a 54-year-old journalist, knows it takes money to raise kids.But he\'s also worried that his energy will give out first.Sure, he can still ride bikes with his athletic fifth grader, but he\'s learned that young at heart doesn\'t mean young.Lately he\'s been taking afternoon naps (午睡) daohang to keep up his energy.\"My body is aging,\" says Metcalf.\"You can\'t get away from that.\"
Often, older parents hear the ticking of another kind of biological clock.Therapists who work with middle-aged and older parents say fears about aging are nothing to laugh at.\"They worry they\'ll be mistaken for grandparents, or that they\'ll need help getting up out of those little chairs in nursery school,\" says Joann Galst, a New York psychologist.But at the core of those little fears there is often a much bigger one: \"that they won\'t be alive long enough to support and protect their child,\" she says.
Many late-life parents, though, say their children came at just the right time.After marrying late and undergoing years of fertilily (受孕) treatment, Marilyn Nolen and her husband.Randy, had twins.\"We both wanted children,\" says Marilyn, who was 55 when she gave birth.The twins have given the couple what they desired for years, \"a sense of family.\" Kids of older dads are often smarter, happier and more sociable because their fathers are more involved in their lives.\'The dads are older, more mature,\" says Dr.Silber, \"and more ready to focus on parenting.\"
36.Why do psychiatrists regard maturity as an aet in child rearing?
A) Older parents are often better prepared financially.
B) Older parents can take better care of their children.
C) Older parents are usually more experienced in bringing up their children.
D) Older parents can better balance their resources against children\'s demands.
37.What does the author mean by saying \"For many, retirement becomes an unobtainable dream\" (Lines 7-8, Para.1)?
A) They are reluctant to retire when they reach their retirement age.
B) They can\'t obtain the retirement benefits they have dreamed of.
C) They can\'t get full pension unle they work some extra years.
D) They have to go on working beyond their retirement age.38.The author gives the example of Henry Metcalf to show that
A) older parents should exercise more to keep up with their athletic children
B) many people are young in spirit despite their advanced age
C) older parents tend to be concerned about their aging bodies
D) taking afternoon naps is a good way to maintain energy
39.What\'s the biggest fear of older parents according to New York psychologist Joan Galst?
A) Approaching of death.C) Being laughed at by other people.
B) Slowing down of their pace of life.D) Being mistaken for grandparents.40.What do we learn about Marilyn and Randy Nolen?
A) They thought they were an example of succeful fertility treatment.
B) Not until they reached middle age did they think of having children.
C) Not until they had the twins did they feel they had formed a family.
D) They believed that children born of older parents would be smarter.36.B Older parents can take better care of their children.
37.D They have to go on working beyond their retirement age.
38.C older parents tend to be concerned about their aging bodies
39.A Approaching of death.
40.C Not until they had the twins did they feel they had formed a family.
Vocabulary 第二篇：Consumers are being confused and misled by the hodgepodge of environmental claims made by household products, according to a “green labeling” study published by Consumers International Friday.
Among the report’s more outrageous findings — a German fertilizer described itself as “earthworm friendly” a brand of flour said it was “nonpolluting” and a British toilet paper claimed to be “environmentally friendlier”.
The study was written and researched by Britain’s National Consumer Council (NCC) for lobby group Consumer International.It was funded by the German and Dutch governments and the European Commiion.
“While many good and useful claims are being made, it is clear there is a long way to go in ensuring shoppers are adequately informed about the environmental impact of products they buy,” said Consumers International director Anna Fielder.
The 10country study surveyed product packaging in Britain.Western Europe, Scandinavia and the United States.It found that products sold in Germany and the United Kingdom made the most environmental claims on average.
The report focused on claims made by specific products, such as detergent insect sprays and by some garden products.It did not test the claims, but compared them to labeling guidelines set by the International Standards Organization (ISO) in September,1999.
“Many products had speciallydesigned labels to make them seem environmentally friendly, but in fact many of these symbols mean nothing.” said report researcher Philip Page.
“Laundry detergents made the most number of claims with 158.Household cleaners were second with 145 separate claims.while paints were third on our list with 73.The high numbers show how very confusing it must be for consumers to sort the true from the misleading.” he said.
The ISO labeling standards ban vague or misleading claims on product packaging, because terms such as “environmentally friendly” and “nonpolluting” cannot be verified.“What we are now pushing for is to have multinational corporations meet the standards set by the ISO.” said Page.1.According to the paage, the NCC found it outrageous that.
A)all the products surveyed claim to meet ISO standards
B)the claims made by products are often unclear or deceiving
C)consumers would believe many of the manufactures’ claim
D)few products actually prove to be environment friendly
2.As indicated in this paage, with so many good claims, the consumers.
A)are becoming more cautious about the products they are going to buy
B)are still not willing to pay more for products with green labeling
C)are becoming more aware of the effects different products have on the environment
D)still do not know the exact impact of different products on the environment 3.A study was carried out by Britain’s NCC to.
A)find out how many claims made by products fail to meet environmental standards
B)inform the consumers of the environmental impact of the products they buy
C)examine claims made by products against ISO standards
D)revise the guidelines set by the International Standards Organization
4.What is one of the consequences caused by the many claims of household products?
A)They are likely to lead to serious environmental problems.
B)Consumers find it difficult to tell the true from the false.
C)They could arouse widespread anger among consumer.
D)Consumers will be tempted to buy products they don’t need.5.It can be inferred from the paage that the lobby group Consumer International wants to.
A)make product labeling satisfy ISO requirements
B)see all household products meet environmental standards
C)warn consumers of the danger of socalled green products
D)verify the efforts of nonpolluting products bdcba 第三篇
Interest in pursuing international careers has soared in recent years， enhanced by chronic （长久的） personnel shortages that are causing companies to search beyond their home borders for talent.Profeionals seek career experience outside of their home countries for a variety of reasons.They may feel the need to recharge their batteries with a new challenge.They may want a position with more responsibility that encourages creativity and initiative.Or they may wish to expose their children to another culture， and the opportunity to learn a second language.When applying for a job， one usually has to submit a resume or curriculum vitae （CV）.The two terms generally mean the same thing： a one－or two－page document describing one’s educational qualifications and profeional experience.However， guidelines for preparing a resume are constantly changing.The best advice is to find out what is appropriate regarding the corporate （公司） culture， the country culture， and the culture of the person making the hiring decision.The challenge will be to embrace two or more cultures in one document.The following list is a good place to start.● “Educational requirements differ from country to country.In almost every case of ‘cro－border’ job hunting， just stating the title of your degree will not bean adequate description.Provide the reader with details about your studies and any related experience.”
● Pay attention to the resume format you use－chronological or reverse－chronological order.Chronological order means listing your ‘oldest’ work experience first.Reverse－chronological order means listing your current or most recent experience first.Most countries have preferences about which format is most acceptable.If you find no specific guidelines， the general preference is for the reverse－chronological format.” ● If you are submitting your resume in English， find out if the recipient （收件人） uses British English or American English because there are variations between the two versions.For example， university education is often referred to as ‘tertiary education’ in the United Kingdom， but this term is almost never used in the United States.A reader who is unfamiliar with these variations may aume that your resume contains errors.21.Companies are hiring more foreign employees because ________.A） they find foreign employees are usually more talented B） they need original ideas from employees hired overseas C） they want to expand their busine beyond home borders D） they have difficulty finding qualified personnel at home（D）
22.The author believes that an individual who applies to work overseas ________.A） is usually creative and full of initiative B） aims to improve his foreign language skills C） is diatisfied with his own life at home D） seeks either his own or his children’s development（D） 23.When it comes to resume writing， it is best to ________.A） take cultural factors into consideration B） learn about the company’s hiring proce C） follow appropriate guidelines for job hunting D） know the employer’s personal likes and dislikes（A）
24.When writing about qualifications， applicants are advised to ________.A） stre their academic potential to impre the decision maker B） give the title of the university degree they have earned at home C） provide a detailed description of their study and work experiences D） highlight their keen interest in pursuing a ‘cro－border’ career（C）
25.According to the author’s last piece of advice， the applicants should be aware of ________.A） the different educational systems in the US and the UK B） the differences between the varieties of English C） the recipient’s preference with regard to the format D） the distinctive features of American and British cultures（B）
