1.基层商业银行思想政治工作存在的问题
新形势下的思想政治工作极具复杂性和特殊性，大部分基层商业银行能够正确认识思想政治工作的重要性，员工队伍思想健康，心态乐观，工作积极。但是，也有部分基层商业银行忽视思想政治工作，认为思想政治工作是可有可无的事情，员工思想情绪比较消极，工作积极性不高。突出表现在以下几个方面：
1.1文件精神传达不及时，忽视员工的思想政治教育。市场经济条件下，商业银行的经营发展面临着重大压力，在追求经营发展时往往忽视了思想政治工作，没有及时有效地将上级行关于搞好思想政治工作的文件精神全面、准确、完整的传达落实，基层商业银行更是对文件精神一无所知，思想政治工作在基层出现了断层现象。少数员工特别是年龄偏大的员工对自己的前途和命运感到迷茫，求稳怕变的心态比较普遍。
1.2思想政治工作方法陈旧，不能正确处理新形势下的新矛盾和新问题。在金融体制改革中，受市场大环境的影响，基层商业银行员工思想也在悄然发生着变化。讲实际、讲收入的多了，讲集体主义、讲奉献精神的少了，攀比心理比较普遍。面对这些新情况、新问题，基层商业银行的思想政治工作方法本应与时俱进，及时创新，然而遗憾的是基层商业银行仍在沿用过时的计划经济时期的传统教育方法教育员工，对工作中出现的新矛盾、新问题不能正确解决，致使矛盾被激化，影响了业务经营可持续发展目标的实现。
1.3不能及时有效处理业务经营和思想政治工作两者关系，员工逆反心理加重。在当前形势下，基层商业银行对业务经营和思想政治工作必须齐抓共管。然而在现实中，基层商业银行面对经营压力还是将主要精力放在搞好内部改革和业务发展上，思想政治工作被严重淡化。突出表现在专职从事思想政治工作的人员安排很少甚至没有，对员工的工作、生活等关心不够。过分强调了绩效考核作用和物质刺激作用，极易造成单位员工对工作产生逆反心理。
2.搞好基层商业银行思想政治工作的对策
应该说思想政治工作在基层商业银行现代化管理中有着举足轻重的地位和作用，也是基层商业银行员工队伍得以加强，凝聚力和向心力得以提高，各项工作得以持续发展的源动力。因此，基层商业银行思想政治工作不但不能放松，反而更要加强，应该从本单位实际出发，从基层商业银行改革发展的新形势出发，与时俱进地研究制定出新形势下搞好思想政治工作的新方法。
2.1要高度重视员工思想政治教育，提高员工的工作积极性
要统一员工思想，提高员工的工作积极性，就要在重视员工思想政治教育上下功夫。首先要及时将上级行有关思想政治工作的文件精神及时传达下去，让每一位员工明白思想政治工作的重要性以及要求等，解决一线员工的思想问题，包括他们对规章制度、考核方法、管理办法的认可和理解，使他们能够保持愉悦的心情开展工作。在人事用工制度、绩效考核制度等政策出台前，应召开职工代表大会广泛征求各个岗位员工的意见和建议，充分尊重员工的知情权和参与权，最大限度维护员工合法权益。其次，要建立灵活的用人机制，改进和完善人事用工制度，按计划分步骤地实施人才战略，激发员工活力，提高商业银行综合竞争能力。在绩效考核中，要建立正向激励为主的绩效考核机制，建立合理的考核分配机制，调动员工的工作积极性，从而达到以考核促进业务发展的目的。
2.2要大力开展思想政治工作和思想道德教育，提高员工廉洁自律能力，避免金融案件的发生。
伴随着金融体制改革的不断深入和社会主义市场经济的发展，基层商业银行员工的思想观念和价值观念都在发生变化，市场环境下的“向前看”演变成了“向钱看”，这就不得不引起基层商业银行的高度重视，基层商业银行要配备专门从事思想政治工作的人员，加大思想政治工作力度，教育员工爱岗敬业，努力克服享乐主义、攀比思想，树立正确的人生观、价值观。与此同时，还要时常对基层商业银行信贷、会计、出纳、联行等重要岗位的人员开展思想政治工作，教育大家必须在工作中始终保持清醒的头脑，坚持原则，遵章守纪，抵制住各种各样的拉拢腐蚀，有效避免糖衣炮弹的袭击。
2.3要切实提高思想政治工作重要性的认识，正确处理思想政治工作和业务经营两者的关系。
思想政治工作归根到底是做人的工作，因此，在实际工作中，基层商业银行除了高度认识思想政治工作的重要性外，还要统筹兼顾思想政治工作和业务经营两者关系。将思想政治工作摆上重要议事日程，与业务经营工作同计划，同安排，同考核，切实做到“两手抓、两手都要硬”。首先，要加强思想政治工作组织领导，真正把思想政治工作当作基层商业银行生存和发展的基础工作来抓，要动真格下大力抓好思想政治工作，做到领导重视，机构健全，专人负责。重点加强群工组织建设，充分发挥工、青、妇组织的桥梁和纽带作用，配合基层商业银行党委主动做好思想政治工作，积极化解单位改革发展过程中出现的新问题与新矛盾，形成思想政治工作党、政、工、团齐抓共管的良好局面。与此同时，基层商业银行要建立健全思想政治工作考核机制，将各级负责人在任期内的思想政治工作优劣做为业绩考评中的重要内容，为商业银行各项工作的有效开展奠定良好基础，进而形成思想政治工作与业务经营良性发展的大好局面。
1.The commercial Banks to the problems existing in the ideological and political work at the local level Under the new situation of ideological and political work is very complexity and particularity of the most basic commercial Banks will be able to correctly understand the importance of ideological and political work, health staff thought, attitude optimistic, positive work.However, there are some basic commercial Banks ignore the ideological and political work, think of ideological and political work is a dispensable things, employees thought emotion is negative, work enthusiasm is not high.Outstanding performance in the following aspects: 1.1 file spirit communicated in a timely manner, not ignore the employee\'s ideological and political education.Under the condition of market economy, the development of commercial Banks is facing great preure, tended to be ignored in the pursuit of busine development of ideological and political work, not timely and effectively will do well the ideological and political work of the upper row about file spirit convey to carry out the comprehensive, accurate and complete, graroots commercial Banks but also do not know anything about file spirit, ideological and political work in the gra-roots appear the fault phenomenon.A few employees especially older employees to feel confused about their future and fate, stability change state of mind is common.1.2 old ideological and political work methods, can\'t correctly handle new contradictions and new problems under the new situation.In the financial system reform, the market environment, the influence of commercial Banks at the gra-roots level employees thought is also quietly changing.Speaking more income, practical, collectivism, spirit of dedication, le peer is common.In the face of these new situations and new problems, graroots commercial Banks methods of ideological and political work should keep pace with The Times, innovation in time, however, it is a pity that graroots commercial Banks still use outdated traditional education method of the planned economy period education staff, to work in the new contradictions and new problems that can not correctly, cause be intensify contradictions, affect the busine operation to achieve the goals of sustainable development.1.3 can not timely and effective handling busine operation and the relationship between ideological and political work, increase staff rebellious attitude.In the current situation, commercial Banks at the gra-roots level to the busine management and ideological and political work must manages concertedly.In reality, however, graroots commercial Banks face the operating preure or will mainly focus on improving the internal reform and busine development, the ideological and political work is serious.Outstanding performance in profeional personnel engaged in ideological and political work arrangements, with little or no, do not pay enough attention to the employee\'s work and life.Too much emphasis on the action of performance appraisal and physical stimulation, easy to cause the unit employees have rebellious attitude on work.2.Do a good job in basic commercial Banks countermeasures of ideological and political work It should be said that the ideological and political work at the graroots commercial Banks has the important position and role of modern management, is also a gra-roots staff to strengthen the commercial Banks, to improve cohesion and centripetal force, the driving force of the sustained development of the work.Commercial Banks to ideological and political work at the gra-roots level, therefore, not only can not relax, instead more to strengthen, should set out from its practical, starting from the graroots commercial Banks reform and development of the new situation, to study and establish the new situation, do well the new methods of ideological and political work.2.1 to attach great importance to the staff of the ideological and political education, improve the staff\'s work enthusiasm To employees unity, improve the staff\'s working enthusiasm, in attaches great importance to the staff of the ideological and political education.First line should be timely to the superior related documents www.daodoc.com www.daodoc.com of ideological and political work of the spirit to bottom go to, let every employee understand the importance of the ideological and political work and requirements, solve the problem of the ideas of the frontline employees, including their rules and regulations, evaluation methods and measures for the administration of recognition and understanding, so they can keep a pleasant mood to work.In personnel employment system, performance appraisal system and so on policies, should be a workers congre solicit opinions from each post staff and the suggestion, fully respect employees\' right to know and participate, maintain the legitimate rights and interests of employees.Second, to establish a flexible mechanism of choose and employ persons, to improve and perfect the personnel employment system, to step to the implementation of talent strategy, stimulate vitality, improve the commercial bank comprehensive competition ability.In the performance appraisal, to establish a positive incentive mechanism of performance appraisal, establish reasonable aement allocation mechanism, arouse the enthusiasm of the employees\' work, and thus achieve the purpose of aement to promote busine development.2.2 to vigorously carry out ideological and political work and ideological and moral education, improve staff incorrupt self-discipline, avoid the happening of financial cases.Along with the deepening of the financial system reform and the development of the socialist market economy, the commercial bank employees at the gra-roots level of ideas and values are changing, the market environment of \"look ahead\" turned into \"money\", it will have to has drawn great attention of graroots commercial Banks, commercial Banks at the gra-roots level to be equipped with specialized personnel engaged in ideological and political work, strengthen ideological and political work, wuxi education staff, try to overcome hedonism, compare ideas, set up the correct outlook on life and values.At the same time, also often graroots bank credit busine, accounting, cashier, Jones lang lasalle, and other important positions of personnel to carry out the ideological and political work and education we must always keep a clear mind at work, adhere to the principle of ZunZhangShouJi, resist all kinds of corrupt enterprises, effectively avoid sugar-coated cannonball.2.3 we need to improve the recognition of the importance of ideological and political work, correctly handle that the relationship between ideological and political work and busine.Ideological and political work in the final analysis is the job of the human, therefore, in practice, a graroots commercial Banks besides highly recognize the importance of ideological and political work, the more balanced the relationship between ideological and political work and busine activities.The ideological and political work on the important agenda, with busine management plan, with the arrangement, with the aement, cogent accomplish \"to combine, both hands to hard\".www.daodoc.com www.daodoc.com First, we must strengthen the ideological and political work organization and leadership, the ideological and political work as a real graroots commercial Banks survival and development of the basic work to grasp, to real, endeavoring to pay special attention to the ideological and political work and do leadership attaches great importance to the healthy, someone who\'s in charge.The key to strengthen the construction of QunGong organization, give full play to the worker, youth, women organization the bridge and the link function, cooperate with commercial Banks at the gra-roots level party committee active ideological and political work and resolving unit appeared in the proce of reform and development of new problems and new contradictions, form a party, political, ideological and political work, should the good situation.At the gra-roots level, meanwhile, commercial Banks should establish and improve the aement mechanism, ideological and political work at all levels will head the quality of ideological and political work during his tenure as the important content in the performance review, for effective development of commercial Banks all the work to lay the good foundation, and ideological and political work with the busine management the good situation of healthy development.
