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资金管理
对话
Steven wants to talk over their daily expenses with his wife Julia. He decides to save some money for the future. Now they are figuring out their expenses last month.
史蒂文想要和妻子茱莉娅商量一下日常开支的事。他决定要为未来存点钱了。此刻他们正在算上个月的开支。
Steven：We need to figure out how much money we've spent and what we've spent it on.
史蒂文：我们要算算我们花了多少钱而且都花在什么地方了。
Julia: Why?
茱莉娅：为什么?
Steven：Well, I think we should save more. lf we save more money we can retire earlier and enjoy our life better.
史蒂文：哦，我想我们该多存一些钱了。如果我们多存些钱就可以早一点退休，更好地享受生活呀。
Julia: Really, well, OK. Get the receipts out.
茱莉娅：真的，哦，好的。把收据拿出来。
Steven：Let's see. We spent $700 for our home loan payment, $300 0n groceries, $75 0n utilities, $250 0n gasoline, $100 on books, and $400 0n entertainment last month.
史蒂文：让我看看。上个月有房屋贷款700元，食品杂货300元，水电费95元，汽油费250元，书100元和400元的娱乐消费。
Julia: That's $1 825.
茱莉娅：总共是1845元。
Steven：We put $500 into the savings account, and $750 into our stock account.
史蒂文：我们存了500元到储蓄账户。还存了750元到股票账户。
Julia: $3 075. Our paychecks is $3 300, combined. That means we don't have any receipts for $225.
茱莉娅：那就是3 095元。我们的薪水加起来是3 300元，那意味着有一项225元的支出没有收据。
Steven：Right. Stop thinking about it. Where do you think we can save more money?
史蒂文：对。不要想了。你觉得我们可以在哪些方面省钱?
Julia: Well, we could eat in more often. That $400 for entertainment is mostly going to restaurants.
茱莉娅：哦，我们可以多在家里吃饭。400元娱乐费大都花在餐馆了。
Steven：Yeah, that's a good idea, and you like to cook.
史蒂文：是的，这个主意不错，况且你也喜欢做饭。
Julia: All right.
茱莉娅：那好吧。
英语单词和短语
figure out计算出
spend v.花费，浪费，度过
retire v.退休，撤退
entertainment n.娱乐
paycheck n.薪水支票，工资
combine v.联合，使结合，结合
