Wokers compensation plan 员工补偿计划
Incontestable provision 不可抗辩条款
Grace period provision 宽限期条款
Reinstatement provision 复效条款
Mitatement of age provision 年龄误告条款
Suicide clause 自杀条款
Policy loan provision 贷款条款
Automatic premium loan provisions 自动垫缴保费条款
None-forfeiture provision 不丧失的现金价值条款
Policy aignment clause 保单转让条款
Beneficiary clause 受益人条款
Non-forfeiture benefits option clause 不丧失权益选择权条款
Cash surrender value non-forfeiture option 退保金不丧失选择权
Reduced paid-up insurance non-forfeiture option 减额交清保险不丧失选择权 Extended term insurance non-forfeiture option 展期保险不丧失选择权 Dividend option clause 红利选择权条款
Cash Dividend option 现金红利选择权
Premium reduction dividend option 抵减保费红利选择权
Accumulation at interest dividend option 累积利息红利选择权
Paid-up additional insurance dividend option 增额缴清保险红利选择权 Additional term insurance dividend option 增额定期保险红利选择权 Settlement option provision 保险金给付选择权条款
Premium payment option clause 保费交付选择权条款
Term life insurance 定期寿险
Level Term life insurance 定额定期寿险
Decreasing Term life insurance 减额定期寿险
Increasing Term life insurance增额定期寿险
Whole life insurance 终身寿险
Endowment insurance 两全保险
Waiver of premium for disability benefit 残疾免缴保费给付
Waiver of premium for payer benefit 投保人免缴保费给付
Disability income benefit 残疾收入给付
Accelerated death benefit 寿险提前给付
Terminal illne benefit 终末疾病给付
Dread disease benefit 重大疾病给付
Long-term care benefit 长期护理给付
Annuity 年金
Single premium Annuity 趸交年金
Periodical premium Annuity 期缴年金
Immediate Annuity 即期年金
Deferred Annuity 延期年金
Life Annuity 终身年金
Straight life Annuity 纯粹终身年金
Life income Annuity with period certain 固定期间终身年金
Life income with refund Annuity 全额偿还终身年金Annuity certain 确定年金
Temporary life Annuity 限期生存年金
Personal Annuity 个人年金
Joint Annuity联合年金
Fixed benefit Annuity 定额年金
Variable Annuity 变额年金
Participating contracts 分红保险
Cash dividend approach 现金红利法
Additions to benefits approach 增额红利法 Variable life insurance 变额保险
Universal life insurance 万能寿险
Medical expense coverage 医疗保险
Disease coverage 疾病保险
Disability income coverage 残疾收入保险 Deductible clause 免赔额条款
Coinsurance provision 共保条款
Critical illne insurance 重大疾病保
Long term care insurance 长期护理保险
Group insurance 团体保险
Master contract 总保单（团体保险）
Manual rating 手册费率法
Experience rating 经验费率法
Office premium 营业保费
Gro premium 毛保费
Net premium 纯保费
Loading 附加保费
Level premium 均衡保费
Mortality table 生命表
Simple interest 单利
Compound interest 复利
Retrospective method 过去法
Prospective method 未来法
FPT 一年期定期修正法
